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19+ Advanced Learning Loans - Learner information

Almost anyone who is 19 or over and wishes to study for a qualification at level 3 to level 6 will be able to get an Adult Learning Loan to cover tuition fees. 

What can Advanced 19+ Advanced Learning Loan do for me, and why should I get one?

Advanced Learning Loans have enabled learners to progress in their chosen career, or even move into a totally new career. The benefits of an Advanced Learning Loan can mean improved job prospects, career progression in your current job and higher wages. 

Important information to help you understand Learning Loans

  • When applying for a 19+ Advanced Learning Loan, there is no credit check and household income isn’t taken into account.
  • Loan repayments are linked to what you earn when you’ve finished your course, not how much you borrowed.
  • You only need to start paying back your 19+ Advanced Learning Loan when you’ve finished your course and earning more than £25,000 a year.
  • If you want to make voluntary repayments, you can do so at any time.
  • Loan repayments will be taken directly from your wage through the tax system.
  • You may be able to get financial support for living expenses, this depends on where you live and your household income.

Bursary Fund

You may also be eligible for money from the 19+ Advanced Learning Loan Bursary Fund if you need help with your learning or living costs – e.g. childcare or accommodation expenses.

You need to apply to your college or training provider directly for the Bursary Fund. You can apply as soon as you’ve received a letter confirming your 19+ Advanced Learning Loan.

You can find out more information on Bursary Funding here.

How do I access a Loan?

You can apply for a loan through Student Finance England on the link below. You don’t need to have a course confirmed to apply, but it may be worth checking that there is a college or training provider in your area that offers the course you want to study, to ensure you can use the loan you apply for. 

Advanced learner loan: How to apply >

More advice

For information on learning, career and funding options, visit the National Careers Service.

Managing your money

Before taking out any loan, you should consider all your options. If you want advice on managing your finances, you can get impartial money advice from the Money Advice Service - Student Finance and Advance Learner Loans.

Below are other useful links that will help you with applying and deciding if this route is for you.

Student Loan Repayment Information

SFE Student Finance Zone | The Student Room

Advanced Learner Loan | The Student Room

Contact Student Finance England

Further education courses and funding: Find a course